About Working Visa Health Insurance
Visiting Australia for business?
Medibank Private offers Working Visa Health Insurance, designed for visitors who are in Australia for business purposes or are sponsored by an employer.
Hospital cover
What’s covered?
We pay Benefits towards:
* Private hospital accommodation
* Private room
* Same Day Admission
* Theatre fees
* Intensive care
* Surgically Implanted Prostheses and devices on the Federal Government’s Prostheses Schedule
* Medically Necessary Ambulance Transport.
Optional Excess
To help reduce your premiums, you can choose to pay an Excess. An Excess is the amount you agree to pay towards the cost of your treatment if admitted to hospital.
The optional Excess is $500 per person per hospital admission. It applies each time a Member is admitted to hospital. However you will not pay more than $500 per Single Membership or $1,000 for Family Memberships each Calendar Year.
Plus there is No Excess for Children with Working Visa Health Insurance which means only adults have to pay the Excess.
Public hospitals
Working Visa Health Insurance pays for the full cost of overnight accommodation charges in a shared or private room in a public hospital. For Same Day Admissions, Medibank Private will cover the full cost of a shared room only.
Prescription only pharmaceuticals – important information
Most international visitors to Australia are not eligible for subsidised pharmaceuticals under the Pharmaceutical Benefits Scheme (PBS).Some pharmaceuticals used in some treatments can be very expensive for people who do not have access to the PBS. Working Visa Health Insurance pays limited benefits for pharmaceuticals. This means you may incur significant out-of-pocket expenses if high cost pharmaceuticals are required for your treatment.
For more information, please see the Visitors Cover Membership Guide.
Medical cover
Working Visa Health Insurance provides Benefits for medical services, either in or out of hospital, that are listed under the Medicare Benefits Schedule and are provided by a Registered Medical Practitioner.
The Medicare Benefits Schedule covers most medical procedures and treatments provided by Registered Medical Practitioners.
With Working Visa Health Insurancer, generally you will receive higher Medical Benefits than the Benefits paid to a permanent Australian resident under Medicare.
You will have to pay any additional cost if the doctor charges you more than the benefits we pay you.
Extras cover
Provides you with cover for expenses associated with health services other than those provided in a hospital or by medical doctors. Such services include dental or physiotherapy and this component of your cover is a great way to look after your health and wellbeing.Find out more.
Additional Service – Repatriation Benefit
If you or any other member included on your membership has to be repatriated to your home country due to a substantial life-altering illness or injury, Medibank Private may arrange, and pay the reasonable cost of, return travel with the appropriate medical supervision. And in the event of death, your mortal remains or those of any other member on your membership may be repatriated to your home country if legally permissible. The provision of any Repatriation Benefit is at the discretion of Medibank Private. Conditions apply, for further information call us on 132 331.
Please ensure you read and revisit our Glossary of terms and Important Information about our Fund Rules, such as Waiting Periods (including the Pre-Existing Ailment Rule) and other assessment information regularly. This information is subject to review and may change from time to time.
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